Nick Kawakami

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Shooting 1074 Lunalilo St. #403

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A couple weeks ago, Lorraine Fukumae approached me to shoot some photos of her listing at the Price Lunalilo condominium. Located at 1074 Lunalilo St., this one-bedroom, one-bathroom unit was pretty straight forward. I rented a tilt-shift lens and a flash for this one, and headed over. Here are a couple of the shots I got… [Read more…] about Shooting 1074 Lunalilo St. #403

Open House Tour: Manoa/Makiki

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Sunday open houses are always fun because it’s not just agents running around the neighborhoods. It’s always encouraging to see shoppers out there, because that means our business is doing well! Thanks to all the agents who hosted open houses yesterday. Here’s some of the great ones that I saw… [Read more…] about Open House Tour: Manoa/Makiki

Reports: Obama to Cut FHA Mortgage Premium Rates

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According to both the Star-Advertiser and Bloomberg Business News, President Obama plans to have the FHA reduce its annual mortgage insurance premiums by 0.5 percentage points, to 0.85 percent.

What does this mean? If you are a first-time homebuyer or able to refinance into a government-backed FHA loan, you could see a great reduction in your costs. Each mortgage needs to be covered by mortgage insurance, in case of problems, and that cost is usually added to your monthly payment. With this announcement, the government hopes to spur more buying by making the insurance premium more affordable.

Of course, with any of these loan products, there are positive and negatives to each. If you are thinking about buying or refinancing, I recommend contacting your lending agent for more complete information. If you need help finding a qualified agent or have any other questions, please feel free to contact me!

Get Your Plan Together for 2015!

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Can you believe the beginning of 2015 is just around the corner? It seems like just yesterday I was planning out 2014, getting ready for all the big ideas I had for the year! Alas, it’s now time to finish the year with a “BANG!” and get ready to ring in the new year!

If part of your 2015 goals involve real estate, it’s time to start taking a look and what you’ve got and what you’re looking for. Zillow offers several steps to get yourself prepared for an exciting 2015 market… [Read more…] about Get Your Plan Together for 2015!