With the holidays in our rear-view mirror, I hope everyone is enjoying their new gadgets and gifts! The question becomes, however, what do you do with the old stuff? What do you do with all the cleaned out clothes, old TVs, used computers, and batteries? Tomorrow is the first “Going Green in 2015” for the year, and will help raise funds for community programs. Here’s how it works… [Read more…] about Going Green in 2015! Tomorrow at Castle High School!
Open House Tour: Kailua
Got a chance to head over to the broker’s open houses today, and focused my tour on the Kailua area. The following is a list of homes I was able to see, and let me know if you have any questions.
Full List: http://matrix.hicentralmls.com/DE.asp?k=172639X72RC&p=DE-3780936-156 [Read more…] about Open House Tour: Kailua
December 2014 Market Statistics
Reports: Obama to Cut FHA Mortgage Premium Rates
According to both the Star-Advertiser and Bloomberg Business News, President Obama plans to have the FHA reduce its annual mortgage insurance premiums by 0.5 percentage points, to 0.85 percent.
What does this mean? If you are a first-time homebuyer or able to refinance into a government-backed FHA loan, you could see a great reduction in your costs. Each mortgage needs to be covered by mortgage insurance, in case of problems, and that cost is usually added to your monthly payment. With this announcement, the government hopes to spur more buying by making the insurance premium more affordable.
Of course, with any of these loan products, there are positive and negatives to each. If you are thinking about buying or refinancing, I recommend contacting your lending agent for more complete information. If you need help finding a qualified agent or have any other questions, please feel free to contact me!
My (Meta) Horoscope for 2015
While we get ready to ring in the new year, a lot of look to shamans, priests, wisemen, palm readers, and other smart people for advice on what to look forward to. Me? I asked Google. Typed in “2015 horoscope,” and took a look at the top five results. Here’s my forecast for the year ahead…
My Year on Amazon Prime! Was it Worth it?!
First and foremost, this post is assuming a couple things. One, that you know what online shopping is, since you are reading a blog and using a computer…with your hands. And two, that you’ve heard of Amazon.com, because internets. If these assumptions are incorrect, please turn around now and find your nearest grand-kid to teach you…haha!
Personally, 2014 has been quite an adventure, with trips around the world and changes galore! Unlike me, the internet’s perennial constant, Amazon.com, has once again asked me to subscribe to Prime membership for 2015! Was it worth it? [Read more…] about My Year on Amazon Prime! Was it Worth it?!
Get Your Plan Together for 2015!
Can you believe the beginning of 2015 is just around the corner? It seems like just yesterday I was planning out 2014, getting ready for all the big ideas I had for the year! Alas, it’s now time to finish the year with a “BANG!” and get ready to ring in the new year!
If part of your 2015 goals involve real estate, it’s time to start taking a look and what you’ve got and what you’re looking for. Zillow offers several steps to get yourself prepared for an exciting 2015 market… [Read more…] about Get Your Plan Together for 2015!
Ohana Housing Rule Changes
In Honolulu, we are at the beginning of a housing crunch. With average prices of both single-family homes and condos rising each month, and the forecast not showing any signs of stopping, the Honolulu City Council has taken steps to try and ease housing options. [Read more…] about Ohana Housing Rule Changes